Travel Insurance - Canceling and Delaying Travel Plans

While ? long awaited trip m?y take weeks (or months) to plan, ?t can ?ll c?m? undone ?n ? matter ?f moments when unexpected circumstances arise. All it takes is a canceled flight, extreme weather ?r simply ? bad set ?f directions, ?nd ?ou ma? miss the car, boat or train that wa? supposed to take y?u wher? you paid them t? go. And whil? laying ?n the charm ma? hel? y?u get a refund or reschedule later, don't count on it. The only ?ur? wa? to protect the investment you've made ?n y?ur trip ?s w?th a solid travel insurance policy.

Family emergencies
An urgent family crisis is on? ?f th? rare reasons that a hotel ?r airline might make ?n allowance for you, but ?t'? n?t w?th?ut limits. The vendor ?ou'r? dealing w?th w?ll b? setting ?t? ?wn rules ?b?ut what constitutes an emergency worthy of a refund. Simply b??ng sick ?r in ? car accident m?? n?t b? ?nough t? trigger ? refund und?r the?r policies. But w?th a comprehensive travel insurance policy, th?t power is moved back to ??ur hands. Subject t? the policy wording, ?nd ??u will be ?ble to recoup ??ur th? cost ?f cancellation fees ?nd non-refundable deposits b???u?? if ??u t?ok ?ut insurance protect your??lf when ??u booked your travels.

Business emergencies
While ?ou hope th? office n?v?r calls wh?l? you'r? sunning ??ur??lf on ? sandy beach, ?t'? a harsh reality th?t thi? ma? happen to you. You may get word of a company emergency or ? once-in-a-lifetime opportunity to meet with ? hard t? reach prospect, ?nd ??u may h?ve to pack up and head out wh?r?v?r duty calls. But if ??u protected y?urs?lf w?th ? good travel insurance policy ahead of time, ??u ??uld g? wh?r? ?ou needed t? w?th full knowledge th?t ??u weren't g?ing t? lose ?n? ?f your travel investment. In some cases, the cost ?f ??ur policy ma? b? ?ble to convert ?nto ? tax-deductible expense (check with ??ur tax adviser for details).

Acts ?f nature
Your airport cares about the weather th?ir planes t?ke off ?nd land in, but the?'re n?t g??ng to b? concerned about a weather event ?n ??ur town th?t puts you b?hind ?n getting to the airport. It may b? clear skies at the terminal, but ?f th?re's ? powerful storm snarling traffic ?nd keeping ?ou fr?m gett?ng to ?our flight, the airport will n?t ??e it ?? th??r problem, and y?u w?ll have lost the investment ??u made. But with travel insurance, you ??n protect y?urs?lf fr?m loss ?f ? weather event or disaster k?ep? you from making it to ?our destination.

The "Ripple Effect"
Any unexpected event on ?our travel itinerary ?ould set ?ff a chain reaction of losses. A grounded plane ??uld cost y?u a hotel room, or ? late ?n the day theater event ?r sports game, ?r any number of time sensitive events on ?our schedule. And if that happens, ??u can't count ?n the kindness of strangers to offer you refunds ?n ?ll the things ?ou paid f?r ?nd missed out on. With a travel insurance policy, th?se worries can disappear ?nd y?u ??n rest assured th?t your travel investment i? safe and sound.

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